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Insurance: health insurers; use of artificial intelligence tools to make decisions regarding claims; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.
In one paragraph
Michigan's HB 4536 would add section 3406ss to the Insurance Code of 1956 providing that an insurer that delivers, issues for delivery, or renews in Michigan a health insurance policy shall not deny, modify, or delay a claim based on a review using artificial intelligence. Introduced June 3, 2025; re-referred to the House Committee on Communications and Technology March 19, 2026; it has not passed either chamber.
Plain-English summary, written with AI assistance. The official text controls.
What it means for business
None yet: the bill has not been enacted. If enacted, health insurers could not deny, modify, or delay claims based on an AI review.
Key provisions
- Would add section 3406ss to the Insurance Code of 1956 (1956 PA 218).
- Applies to an insurer that delivers, issues for delivery, or renews a health insurance policy in Michigan.
- Such an insurer shall not deny, modify, or delay a claim based on a review using artificial intelligence.
- Introduced June 3, 2025 and referred to the House Committee on Communications and Technology; referred to Insurance September 18, 2025; re-referred to Communications and Technology March 19, 2026.
Latest legislative action
Mar 19, 2026. re-referred to Committee on Communications and Technology
Sponsors (showing 5 of 11)
| Name | Role | District |
|---|---|---|
| Betsy Coffia D | Sponsor | HD-103 |
| Carrie Rheingans D | Sponsor | HD-047 |
| Dylan Wegela D | Sponsor | HD-026 |
| Erin Byrnes D | Sponsor | HD-015 |
| Jason Morgan D | Sponsor | HD-023 |
Topics and industries
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Affected industries
This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error