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MI HB 4536

MI HB 4536: Insurance: health insurers; use of artificial intelligence tools to make decisions regarding claims; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.… Verified

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Insurance: health insurers; use of artificial intelligence tools to make decisions regarding claims; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.

AI Summary

This bill prohibits health insurers in Michigan from using AI to make decisions regarding claims, but specific actions like modifying or delaying are not confirmed.

Business Impact

If you are a health insurer in Michigan, you must not use AI to make claim decisions or face potential legal consequences.

State
Michigan
Bill Number
HB 4536
Status
Introduced
Risk Level
Medium
Category
Amendment
Last Action
Mar 19, 2026
Last Verified
May 22, 2026
Data Updated
May 22, 2026
Version
v2
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Health Insurance Finance Healthcare

Topics How we classify →

What This Means

House Bill 4536 seeks to regulate the use of artificial intelligence by health insurers in Michigan. It prohibits insurers from using AI to make decisions regarding claims. The absence of penalties for non-compliance is an assumption due to lack of full bill text. Note that specific exceptions or definitions might exist in the full bill text.

Key Provisions

Latest Legislative Action

Re-referred To Committee On Communications And Technology

Bill Sponsors (showing 5 of 11)

Name Role District
Sponsor HD-103
Sponsor HD-047
Sponsor HD-026
Sponsor HD-015
Sponsor HD-023

Compliance Checklist

Ensure no AI tools are used for claim decisions.
Who: Health insurers operating in Michigan.
Penalty: Potential legal consequences for non-compliance.

Related & Companion Bills

Michigan HB 4537 — Human services: medical services; use of artificial intelli…

Full Legal Analysis

House Bill 4536 introduces Section 3406ss to the Michigan Insurance Code, explicitly prohibiting health insurers from using artificial intelligence to make decisions regarding claims. The absence of penalties for non-compliance is an assumption due to lack of full bill text. Note that specific exceptions or definitions might exist in the full bill text. The legislation aims to protect consumers from potential biases or errors introduced by automated decision-making processes. As of now, there are no direct comparisons to similar laws in other states mentioned in the bill text.

Official Source


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