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NY A01273

NY A01273: Prohibits motor vehicle insurers from discrimination on the basis of socioeconomic factors in determining algorithms used to construct actuarial tabl… Verified

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Prohibits motor vehicle insurers from discrimination on the basis of socioeconomic factors in determining algorithms used to construct actuarial tables, coverage terms, premiums and/or rates.

AI Summary

This bill prohibits motor vehicle insurers in New York from using socioeconomic factors in algorithms for actuarial tables, coverage terms, premiums, and/or rates.

Business Impact

If you operate as a motor vehicle insurer in New York, you must revise your algorithms to exclude socioeconomic factors by the bill's enactment date or face penalties.

State
New York
Bill Number
A01273
Status
Introduced
Risk Level
Medium
Category
Comprehensive
Last Action
Jan 7, 2026
Last Verified
May 4, 2026
Data Updated
May 4, 2026
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Transportation Insurance Automotive

What This Means

The proposed legislation aims to eliminate discrimination in motor vehicle insurance pricing based on socioeconomic factors by targeting algorithms used in actuarial tables.

Key Provisions

Latest Legislative Action

referred to insurance

Bill Sponsors (showing 5 of 24)

Name Role
Primary
Primary
Primary
Primary
Primary

Related & Companion Bills

New York S04082 — Prohibits motor vehicle insurers from discrimination on the…

Full Legal Analysis

The bill prohibits motor vehicle insurers from using socioeconomic factors in their algorithms for constructing actuarial tables, coverage terms, premiums, and/or rates. This prohibition aims to prevent discrimination and ensure that all individuals are treated equitably in the insurance market.

Official Source


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