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NY A01456

NY A01456: Provides for notice requirements where an insurer authorized to write accident and health insurance in this state, a corporation organized pursuant t… Reviewed

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Provides for notice requirements where an insurer authorized to write accident and health insurance in this state, a corporation organized pursuant to article forty-three of this chapter, or a health maintenance organization certified pursuant to article forty-four of the public health law uses…

AI Summary

The bill requires insurers, corporations, and health maintenance organizations using AI in utilization reviews to provide written notice detailing the AI's role, data used, and decision criteria, with no exceptions, at the start of the review process.

Business Impact

If you use AI in health insurance utilization reviews in New York, you must notify insureds and submit AI data by the effective date or face penalties.

State
New York
Bill Number
A01456
Status
Introduced
Risk Level
Medium
Category
Sector-Specific
Effective Date
Mar 10, 2025
Last Action
Jan 7, 2026
Last Verified
May 4, 2026
Data Updated
May 4, 2026
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Healthcare Finance Insurance Healthcare Technology Health Insurance

Topics How we classify →

What This Means

This New York bill mandates that insurers authorized to write accident and health insurance, corporations organized under article forty-three, and health maintenance organizations certified under article forty-four using AI algorithms in utilization reviews must provide written notice to policyholders and patients about the AI's role, data used, and decision criteria, with no exceptions, at the start of the review process.

Key Provisions

Latest Legislative Action

referred to insurance

Bill Sponsors (showing 5 of 7)

Name Role
Primary
Primary
Primary
Primary
Primary

Compliance Checklist

Notify insureds about the use of AI algorithms in utilization reviews.
Who: Insurers authorized to write accident and health insurance.
Deadline: By the effective date of the bill.
Penalty: Fines up to $10,000 for willful violations.
Submit AI algorithms and training data to the department.
Who: Insurers and health maintenance organizations.
Deadline: By the effective date of the bill.
Penalty: Fines and potential license suspension.

Related & Companion Bills

New York A09149 — Provides for notice requirements where an insurer authorize…

Full Legal Analysis

Bill A01456, introduced in New York, establishes written notice requirements for insurers authorized to write accident and health insurance, corporations organized under article forty-three, and health maintenance organizations certified under article forty-four. The notice must inform both policyholders and patients about the role of AI algorithms in the utilization review process, including details on the data used and decision criteria, with no exceptions, and must be provided at the start of the review process.

Official Source


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