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AI Summary
The AI Use in Health Insurance Act regulates AI in Illinois' health insurance, prohibiting adverse outcomes solely from AI, requiring human review, and mandating an AI systems program.
Business Impact
If you use AI in health insurance in Illinois, you must comply with new regulations or face penalties.
What do these statuses mean? ▼
Introduced
— Filed in the legislature; not yet heard in committee
In Committee
— Assigned to and being reviewed by a legislative committee
Passed
— Approved by one or both chambers; awaiting further action
Signed / Enacted
— Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed
— Vetoed, failed to pass, or session expired without action
Unknown
— Status data not yet available or awaiting classification
Affected Industries
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What This Means
The AI Use in Health Insurance Act addresses AI integration in health insurance practices, prohibiting adverse AI-based outcomes, mandating human oversight, and requiring an AI systems program.
Key Provisions
- Prohibition on adverse consumer outcomes solely based on AI systems.
- Requirement for meaningful human review of AI-based decisions.
- Department of Insurance's authority to adopt rules and emergency rules.
- Insurers must comply with existing insurance laws and regulations.
- Department oversight includes review of AI systems in investigations.
- Insurers must comply with requests for information or documentation.
- Department inquiries can include questions about specific models or AI systems.
- Requirement for insurers to have an AI systems program for responsible use.
Related & Companion Bills
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Official Bill Text
View SB 1425 on official legislature website →
Related Topics
Affected Industries
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