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NJ A1639: Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.

In Committee New Jersey

Last verified Oct 13, 2026 · official bill text

A1639 · where it stands

1 of 5 steps complete
  1. Introduced In committee
  2. Passed first chamber
  3. Passed both chambers
  4. Enacted
  5. Effective
What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.

In one paragraph

New Jersey's A1639 would extend the State's compulsory automobile liability insurance requirement and the no-fault Automobile Reparation Reform Act to self-driving motor vehicles of any SAE automation level, so their owners would have to carry the same insurance as other vehicle owners.

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

Owners of self-driving vehicles registered or principally garaged in New Jersey would have to carry liability and no-fault coverage like other vehicle owners.

Key provisions

  1. Section 1 (amending C.39:6A-2): an 'automobile' under the Automobile Reparation Reform Act would include a self-driving private passenger automobile meeting any SAE automation level; a new subsection defines the term as one using autonomous technology with an operator in the driver's seat who monitors operation and can take manual control.
  2. Section 1 also deletes 'and Senior Services' from the Department of Health's name in three definitions.
  3. Section 2 (amending C.39:6B-1): the liability insurance requirement would cover any self-driving motor vehicle meeting any SAE automation level, as defined by NHTSA; the section as printed states minimums of $15,000 per person, $30,000 for more than one person and $5,000 for property damage, in any one accident.
  4. Section 3: takes effect immediately.

Latest legislative action

Jan 13, 2026. Introduced, Referred to Assembly Financial Institutions and Insurance Committee

Sponsors (showing 5 of 36)

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This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error