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NJ S2324: Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.

In Committee New Jersey

Last verified Oct 16, 2026 · official bill text

S2324 · where it stands

1 of 5 steps complete
  1. Introduced In committee
  2. Passed first chamber
  3. Passed both chambers
  4. Enacted
  5. Effective
What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.

In one paragraph

New Jersey's S2324 would extend the State's no-fault Automobile Reparation Reform Act and compulsory liability insurance requirement to self-driving vehicles capable of operating without active control or monitoring by a human operator, so their owners would have to carry the same coverage as other owners, including personal injury protection (per the Statement).

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

Owners of self-driving vehicles registered or principally garaged in New Jersey would need the same liability coverage as other owners ($35,000/$70,000/$25,000 for plans from January 1, 2026); insurers would write it.

Key provisions

  1. Section 1 (amending C.39:6A-2): 'automobile' in the Automobile Reparation Reform Act would include a self-driving private passenger automobile capable of operating without active control or monitoring by a human operator.
  2. Section 2 (amending C.39:6B-1): the liability insurance requirement for vehicles registered or principally garaged in New Jersey would cover any such self-driving motor vehicle.
  3. Section 2: minimums for plans issued or renewed on or after January 1, 2026 are $35,000 for injury to or death of one person, $70,000 for more than one person, and $25,000 for property damage, in any one accident.
  4. Section 3: takes effect immediately.

Latest legislative action

Jan 13, 2026. Introduced in the Senate, Referred to Senate Commerce Committee

Sponsors (showing 5 of 7)

NameRole
Primary
Primary
D Primary
Primary
Primary

Related and companion bills

Topics and industries

Related topics

Autonomous Vehicles

Affected industries

FinanceTransportation

This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error

Related AI laws in New Jersey

All New Jersey bills →
AJR164 Establishes "New Jersey Advanced Autonomous Vehicle Task Force." S1677 Establishes autonomous vehicle pilot program. A3968 Establishes autonomous vehicle pilot program. A1639 Clarifies that owners of self-driving motor vehicles must comply with existing i A958 Requires DLPS to establish training program to prepare law enforcement to intera A768 Permits testing and use of autonomous vehicles on State roadways under certain c

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