Skip to content

Session Expired

Your session has expired. Please sign in again to continue where you left off.

Sign In Again

AR HB1297: Concerning Artificial Intelligence, Algorithms, And Other Automated Technologies; And To Regulate Certain Practices Of Healthcare Insurers.

Dead/Failed Arkansas · 2025 session

Last verified Oct 17, 2026 · official bill text

HB1297 · where it stands

This bill did not become law (dead/failed) · last action Apr 1, 2025.

What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.

In one paragraph

Arkansas HB 1297 (2025), as engrossed, would have added a subchapter (Ark. Code §§ 23-63-2101 to 2113) regulating healthcare insurers' use of AI and automated decision-making in utilization review. Insurers would have had to disclose algorithm details from January 1, 2026, give explanations for AI-supported denials, and have a clinician licensed in Arkansas review adverse prior authorization determinations. The Insurance Commissioner could fine up to $25,000 per determination. The author withdrew it on April 1, 2025.

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

No duties for insurers because the bill was withdrawn. Had it passed, health insurers using AI in utilization review would have faced disclosure, clinician-review, testing and penalty rules.

Key provisions

  1. From January 1, 2026, insurers would have to disclose AI algorithm strengths, limitations, training data and validation through an applied model card (§ 23-63-2102)
  2. AI-supported denials, delays or modifications would need an explanation, and AI could not be the sole basis for medical-necessity denials (§§ 23-63-2103, 2104)
  3. Adverse prior authorization determinations and appeals would be reviewed by a clinician licensed in Arkansas, with review time reported to the Commissioner (§ 23-63-2104)
  4. Insurers would run audits, publish approval, denial and appeal statistics, and report quality testing results at least semiannually (§§ 23-63-2105, 2107)
  5. Commissioner penalties up to $25,000 per determination plus up to $10,000 per week; the Attorney General, and aggrieved persons after 90 days' notice to the Commissioner, could sue for declaratory or injunctive relief (§§ 23-63-2109, 2111)
  6. Withdrawn by the author April 1, 2025; the text has no general effective-date section

Latest legislative action

Apr 1, 2025. WITHDRAWN BY AUTHOR

Sponsors (showing 5 of 6)

NameRole
Primary
Primary
Primary
Primary
Primary

Amendments (1)

  • House Amendment H1 Not adopted 2025-02-26

Topics and industries

Related topics

AI in InsuranceAI HealthcareAutomated Decision-Making

Affected industries

FinanceHealthcareTechnology

This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error

Related AI laws in Arkansas

All Arkansas bills →
HB1816 To Prohibit Healthcare Providers And Healthcare Insurers From Using Artificial I HB1958 To Require Public Entities To Create A Policy Concerning The Authorized Use Of A HB1767 To allow the operation of a personal delivery device in pedestrian areas and cer HB1562 To amend the law concerning autonomous vehicles HB1822 Concerning the operation of autonomous vehicles at railroad crossings HB1561 To authorize the operation of autonomous vehicles or fully autonomous vehicles o

Same topic in other states

Alabama SB 63 Health care plans; to regulate the use of artificial intelligence in determinati Nebraska LB77 Adopt the Ensuring Transparency in Prior Authorization Act and provide for insur Maryland HB820 Health Insurance - Utilization Review - Use of Artificial Intelligence Illinois SB3114 TRANSPARENCY IN DOWNCODING ACT Washington SB5395 Making improvements to transparency and accountability in the prior authorizatio Minnesota HF4188 Commerce policy bill (Laws 2026, chapter 124), including article 3, section 6 ba