In one paragraph
Illinois's SB 3364 (104th General Assembly) would amend the Illinois Human Rights Act to make it a civil rights violation for an owner, broker or agent to use AI in a real estate transaction without telling the other party, to fail to tell a loan or credit card applicant that AI processed the application, or to fail to disclose AI used to decide access to a place of public accommodation. Re-referred to Assignments May 22, 2026.
Plain-English summary, written with AI assistance. The official text controls.
What it means for business
Not law. If enacted, real estate parties, lenders and public accommodations using AI would have to give the specified notices or face Human Rights Act civil rights violations.
Key provisions
- Using AI in a real estate transaction without notice to the other party would be a civil rights violation
- Failing to inform a loan or credit card applicant that the financial institution used AI to process the application would be a civil rights violation
- Failing to inform a person that a place of public accommodation uses AI to decide whether they may enjoy its facilities, goods and services would be a civil rights violation
- Department of Human Rights would adopt rules necessary to implement and enforce the Act
- Senate Committee Amendment No. 1 was filed March 6, 2026 and sent to Executive (AI and Social Media); the bill and amendment were re-referred to Assignments May 22, 2026
Latest legislative action
May 22, 2026. Rule 3-9(a) / Re-referred to Assignments
Sponsors
| Name | Role |
|---|---|
| Rachel Ventura | Primary |
Topics and industries
Related topics
Affected industries
This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error