In one paragraph
Maryland's HB 795 (2026, the AI Health Insurance Accountability Act of 2026) would have required a carrier's internal grievance process to provide human review of adverse decisions made with AI, algorithms or other software tools, and added reporting of those grievances by claim type, member race, gender and profession, and policy type. It was introduced February 4, 2026, assigned to House Health, and withdrawn by its sponsor February 23, 2026, so it died.
Plain-English summary, written with AI assistance. The official text controls.
What it means for business
None: the bill was withdrawn and did not become law. It would have required carriers to add human review of AI-related grievances and report them.
Key provisions
- Would have amended Insurance section 15-10A-02(b)(2) to add human review of grievances over adverse decisions made with AI, algorithms or other software tools, including compliance with section 15-10B-05.1
- Carrier reports under section 15-10A-06 would have to include the number of such grievances, broken down by type of claim, member race, gender and profession, and policy type (individual, small group or large group) and Exchange purchase
- If, in a 6-month period, more than a percentage set by the Commissioner of a carrier's adverse decisions from the same AI tool led to grievances, the carrier would have to provide a model review process for that tool and report the findings; the bill sets no percentage
- Reenacted without amendment the existing standards in section 15-10B-05.1 for AI used in utilization review, including that a tool may not deny, delay or modify health care services
- The bill adds no new penalty provisions of its own
- Would have taken effect October 1, 2026; withdrawn by the sponsor February 23, 2026
Latest legislative action
Feb 23, 2026. Withdrawn by Sponsor
Sponsors (showing 5 of 19)
| Name | Role |
|---|---|
| Bhandari | Primary |
| Branch and Glenn | Primary |
| Harford County Delegation | Primary |
| Kaiser | Primary |
| Kaufman | Primary |
Roll call votes
On Third Reading Mar 15, 2025
33 yea13 nay1 otherPassed
On Third Reading Feb 22, 2025
125 yea8 nay6 otherPassed
Topics and industries
Related topics
Affected industries
This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error