The bill mandates human review of grievances from AI-related adverse health insurance decisions, requires a model review process under certain circumstances, and mandates reporting of grievance details including nature and outcome.
If you operate a health insurance carrier in Maryland, you must implement human review of AI-related grievances by 2026 or face penalties.
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What This Means
The AI Health Insurance Accountability Act of 2026 aims to enhance accountability in health insurance by ensuring that grievances stemming from AI-driven decisions are subject to human review. The bill applies to carriers in Maryland, requires a model review process under certain circumstances, and mandates reporting of grievance details including nature and outcome.
Key Provisions
- Requires human review of grievances from AI-related adverse decisions.
- Mandates a model review process under certain circumstances.
- Mandates reporting of specific grievance information related to AI decisions, including the nature of the grievance and outcome.
Latest Legislative Action
Withdrawn by Sponsor
Bill Sponsors (showing 5 of 19)
| Name | Role |
|---|---|
| Bhandari | Primary |
| Branch and Glenn | Primary |
| Harford County Delegation | Primary |
| Kaiser | Primary |
| Kaufman | Primary |
Roll Call Votes
Compliance Checklist
Who: Health insurance carriers
Deadline: Not specified
Penalty: Potential regulatory scrutiny
Who: Health insurance carriers
Deadline: Not specified
Penalty: Potential regulatory scrutiny
Full Legal Analysis
Official Source
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