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MD HB795

MD HB795: Health Insurance - Artificial Intelligence - Grievance Process and Reporting (AI Health Insurance Accountability Act of 2026) Verified

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Disclaimer: This page provides general informational summaries only and does not constitute legal advice. AI-generated content may contain errors. Always consult a qualified attorney for guidance specific to your situation. Read full disclaimer →
AI Summary

The bill mandates human review of grievances from AI-related adverse health insurance decisions, requires a model review process under certain circumstances, and mandates reporting of grievance details including nature and outcome.

Business Impact

If you operate a health insurance carrier in Maryland, you must implement human review of AI-related grievances by 2026 or face penalties.

State
Maryland
Bill Number
HB795
Status
Introduced
Risk Level
Medium
Category
Sector-Specific
Last Action
Feb 23, 2026
Last Verified
May 4, 2026
Data Updated
May 4, 2026
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Healthcare Technology Employment Healthcare Technology Finance Health Insurance

Topics How we classify →

What This Means

The AI Health Insurance Accountability Act of 2026 aims to enhance accountability in health insurance by ensuring that grievances stemming from AI-driven decisions are subject to human review. The bill applies to carriers in Maryland, requires a model review process under certain circumstances, and mandates reporting of grievance details including nature and outcome.

Key Provisions

Latest Legislative Action

Withdrawn by Sponsor

Bill Sponsors (showing 5 of 19)

Name Role
Primary
Primary
Primary
Primary
Primary

Roll Call Votes

On Third Reading · Mar 15, 2025
33 Yea 13 Nay 1 Other Passed ✓
On Third Reading · Feb 22, 2025
125 Yea 8 Nay 6 Other Passed ✓

Compliance Checklist

Implement a human review process for AI-related grievances
Who: Health insurance carriers
Deadline: Not specified
Penalty: Potential regulatory scrutiny
Report grievance data related to AI decisions
Who: Health insurance carriers
Deadline: Not specified
Penalty: Potential regulatory scrutiny

Full Legal Analysis

The AI Health Insurance Accountability Act of 2026 requires health insurance carriers in Maryland to implement a grievance process that includes human review for grievances arising from adverse decisions made by AI. Carriers must provide a model review process under certain circumstances, ensuring compliance with transparency and fairness standards. Reporting of specific information on grievances related to AI decisions, including the nature of the grievance and the outcome of the review, is required.

Official Source


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