The bill mandates health insurance carriers to submit quarterly reports on their use of AI, altering existing reporting requirements for adverse decisions and grievances.
If you operate a health insurance carrier in Maryland, you must report your AI usage and adverse decisions quarterly or face regulatory penalties.
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What This Means
House Bill 697 introduces altered reporting requirements for health insurance carriers in Maryland regarding their use of artificial intelligence. The bill aims to enhance transparency and accountability in health insurance decisions, requiring carriers to provide detailed quarterly reports to the Maryland Insurance Commissioner, focusing on adverse decisions and grievances related to AI usage.
Key Provisions
- Health insurance carriers must submit quarterly reports on AI usage.
- Reports must include information on adverse decisions related to AI.
- Grievances arising from AI decisions must also be reported.
- Reports are to be submitted to the Maryland Insurance Commissioner.
- The bill alters existing reporting requirements for adverse decisions.
- It aims to enhance transparency in the use of AI in health insurance.
Latest Legislative Action
Withdrawn by Sponsor
Bill Sponsors (showing 5 of 27)
| Name | Role | District |
|---|---|---|
| Aaron Kaufman D | Sponsor | HD-018 |
| Aletheia McCaskill D | Sponsor | HD-044 |
| Anne Kaiser D | Sponsor | HD-014 |
| Ashanti Martinez D | Sponsor | HD-022 |
| Charlotte Crutchfield D | Sponsor | HD-019 |
Compliance Checklist
Who: Health insurance carriers
Deadline: Quarterly, starting from the effective date
Penalty: Potential regulatory penalties for non-compliance
Full Legal Analysis
Official Source
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