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MD HB697

MD HB697: Health Insurance - Artificial Intelligence, Adverse Decisions, and Grievances - Reporting Requirements Verified

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Disclaimer: This page provides general informational summaries only and does not constitute legal advice. AI-generated content may contain errors. Always consult a qualified attorney for guidance specific to your situation. Read full disclaimer →
AI Summary

The bill mandates health insurance carriers to submit quarterly reports on their use of AI, altering existing reporting requirements for adverse decisions and grievances.

Business Impact

If you operate a health insurance carrier in Maryland, you must report your AI usage and adverse decisions quarterly or face regulatory penalties.

State
Maryland
Bill Number
HB697
Status
Introduced
Risk Level
Medium
Category
Sector-Specific
Last Action
Feb 17, 2025
Last Verified
May 25, 2026
Data Updated
May 25, 2026
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Technology Consumer Protection Finance Healthcare Health Insurance

Topics How we classify →

What This Means

House Bill 697 introduces altered reporting requirements for health insurance carriers in Maryland regarding their use of artificial intelligence. The bill aims to enhance transparency and accountability in health insurance decisions, requiring carriers to provide detailed quarterly reports to the Maryland Insurance Commissioner, focusing on adverse decisions and grievances related to AI usage.

Key Provisions

Latest Legislative Action

Withdrawn by Sponsor

Bill Sponsors (showing 5 of 27)

Name Role District
Sponsor HD-018
Sponsor HD-044
Sponsor HD-014
Sponsor HD-022
Sponsor HD-019

Compliance Checklist

Submit quarterly reports on AI usage and adverse decisions
Who: Health insurance carriers
Deadline: Quarterly, starting from the effective date
Penalty: Potential regulatory penalties for non-compliance

Full Legal Analysis

House Bill 697 requires health insurance carriers to submit quarterly reports to the Maryland Insurance Commissioner detailing their use of artificial intelligence (AI) and automated decision-making systems. This includes specific information on adverse decisions made through these technologies and any grievances that arise as a result. The bill aims to ensure that the use of AI in health insurance is transparent and accountable, impacting how carriers operate and make decisions. Compliance with these reporting requirements is essential for carriers. The bill alters existing reporting requirements for adverse decisions and grievances, ensuring that their application in sensitive areas like health insurance is closely monitored and reported.

Official Source


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