Skip to content

Session Expired

Your session has expired. Please sign in again to continue where you left off.

Sign In Again

MD HB697: Health Insurance - Artificial Intelligence, Adverse Decisions, and Grievances - Reporting Requirements

Dead/Failed Maryland · 2025 session

Last verified Oct 10, 2026 · official bill text

HB697 · where it stands

This bill did not become law (dead/failed) · last action Feb 17, 2025.

What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.

In one paragraph

Maryland's HB 697 (2025) would have required each health insurance carrier to report quarterly to the Insurance Commissioner on how it creates, deploys and uses artificial intelligence or automated decision-making systems (new Insurance section 15-147), and expanded the demographic and call-center data carriers report on grievances and adverse decisions (section 15-10A-06). The sponsor withdrew it on February 17, 2025, after a canceled February 13 hearing.

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

None: the bill was withdrawn and never became law. It would have required health insurance carriers to report on their AI use and bias testing each quarter.

Key provisions

  1. New Insurance section 15-147: quarterly reports to the Commissioner on when and why AI or automated decision-making is used, who trains it, its data sources, expertise and training methods, guidance used for recommendations, and bias testing and mitigation
  2. Amended section 15-10A-06(a): quarterly reports would add clean claims, grievances, grievance outcomes and adverse decisions broken down by ZIP code, race, ethnicity, gender and age, grievance dollar values and call-center hold times
  3. Commissioner would compile an annual summary report for the Governor and General Assembly
  4. The bill does not define artificial intelligence, sets no filing dates and states no penalties
  5. Would have taken effect October 1, 2025

Latest legislative action

Feb 17, 2025. Withdrawn by Sponsor

Sponsors (showing 5 of 27)

NameRoleDistrict
D Sponsor HD-018
D Sponsor HD-044
D Sponsor HD-014
D Sponsor HD-022
D Sponsor HD-019

Topics and industries

Related topics

AI in InsuranceAI HealthcareAI Transparency

Affected industries

FinanceHealthcare

This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error

Related AI laws in Maryland

All Maryland bills →
HB820 Health Insurance - Utilization Review - Use of Artificial Intelligence HB1385 Health Insurance - Use of Artificial Intelligence - Human Evaluation HB795 Health Insurance - Artificial Intelligence - Grievance Process and Reporting (AI HB276 State Emergency Medical Services Board - Public Access Automated External Defibr SB936 Consumer Protection - High-Risk Artificial Intelligence - Developer and Deployer HB1261 Consumer Protection - Artificial Intelligence Toys (Artificial Intelligence Toy

Same topic in other states

Nebraska LB77 Adopt the Ensuring Transparency in Prior Authorization Act and provide for insur Colorado SB189 Automated Decision-Making Technology Indiana HB1620 Disclosure of artificial intelligence use in health care. New York A11048 Relates to the use of artificial intelligence by insurers and clinical peer revi Rhode Island SB2010 AN ACT RELATING TO INSURANCE -- THE TRANSPARENCY AND ACCOUNTABILITY IN ARTIFICIA South Carolina S0920 Health insurance