In one paragraph
Oklahoma's HB 3675 (2026), as introduced, would have required a qualified human professional to review any adverse determination made by an algorithm, AI system or automated decision system in utilization review before it is finalized, let the Insurance Commissioner audit use of such systems, and required adverse-determination notices to give reasons and appeal rights. It was referred to the Rules Committee February 11, 2026 and died when the session ended May 14, 2026.
Plain-English summary, written with AI assistance. The official text controls.
What it means for business
None: the bill died and never became law. It would have required utilization review agents to have a qualified human review AI- or algorithm-made adverse determinations and give detailed notices.
Key provisions
- Would require any adverse determination made by an algorithm, AI system or automated decision system to be reviewed by a qualified human professional before being finalized (Sec. 2(A))
- Would define a qualified human professional as an individual with the training, education and certification required to legally make medical decisions
- Would let the Insurance Commissioner audit and inspect, at any time, a utilization review agent's use of an automated decision system (Sec. 2(B))
- Would not prohibit using such systems for administrative support or fraud detection (Sec. 2(C))
- Would require notice of an adverse determination to include the principal reasons, the clinical basis, the source of the screening criteria and review procedures, and the complaint and appeal process including independent review (Sec. 3)
- Would have taken effect November 1, 2026 if enacted
- Withdrawn from the Insurance and Commerce committees and referred to Rules February 11, 2026; died when the session ended May 14, 2026
Latest legislative action
Feb 11, 2026. Referred to Rules; died when the Oklahoma Legislature's 2026 session ended May 14, 2026
Sponsors (showing 5 of 6)
| Name | Role |
|---|---|
| Bullard | Primary |
| Calvey | Primary |
| Kannady | Primary |
| Miller | Primary |
| Provenzano | Primary |
Topics and industries
Related topics
Affected industries
This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error