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SC S0443: Health Claims & AI

In Committee South Carolina · 2025–2026 session

Last verified Oct 21, 2026 · official bill text

S0443 · where it stands

1 of 5 steps complete
  1. Introduced In committee
  2. Passed first chamber
  3. Passed both chambers
  4. Enacted
  5. Effective
What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.

In one paragraph

South Carolina's S 443 would add Section 38-59-23 on health care coverage decisions made with artificial intelligence. Actions on coverage decisions could not be based solely on AI results or an automated decision-making tool, and a health care professional would have to supervise and meaningfully review decisions that modify or deny provider authorization requests. Introduced March 11, 2025 and referred to the Senate Banking and Insurance Committee; it has not passed either chamber.

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

None yet: the bill has not been enacted. Health insurers using AI to modify or deny provider authorization requests would need human professional review; the bill sets no penalties.

Key provisions

  1. Defines 'artificial intelligence' and 'automated decision-making tool', the latter a system or service using AI developed or modified to make, or be a controlling factor in making, consequential decisions.
  2. Subsection B bars actions on healthcare coverage decisions made based solely on AI results or automated decision tools.
  3. Subsection C requires a health care professional, as defined in Section 44-30-20, to supervise and meaningfully review coverage decisions made with these tools when they modify or deny provider authorization requests, before or during care.
  4. The bill contains no penalty or enforcement provision.
  5. Takes effect upon approval by the Governor. Referred to the Senate Committee on Banking and Insurance on March 11, 2025.

Latest legislative action

Mar 11, 2025. Referred to Committee on Banking and Insurance

Sponsors (showing 5 of 12)

NameRole
Primary
Primary
Primary
Primary
Primary

Topics and industries

Related topics

AI HealthcareAI in InsuranceAutomated Decision-Making

Affected industries

HealthcareFinance

This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error

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