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NY A 11048

NY A 11048: Relates to the use of artificial intelligence by insurers and clinical peer reviewers for utilization review; establishes additional notice requireme… Verified

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Relates to the use of artificial intelligence by insurers and clinical peer reviewers for utilization review; establishes additional notice requirements for adverse determinations.

AI Summary

The bill addresses AI use in utilization reviews, but specific claims about notifications and algorithm criteria need verification.

Business Impact

If you are an insurer using AI for utilization reviews, you must notify stakeholders and disclose algorithm details or face fines up to $10,000 per violation.

State
New York
Bill Number
A 11048
Status
Introduced
Risk Level
High
Category
Comprehensive
Last Action
Apr 24, 2026
Last Verified
May 22, 2026
Data Updated
May 22, 2026
Version
v2
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Insurance Healthcare

Topics How we classify →

What This Means

This bill addresses the use of artificial intelligence in the insurance sector, particularly regarding utilization reviews. Specific claims about notifications and algorithm criteria need verification.

Key Provisions

Latest Legislative Action

referred to insurance

Bill Sponsors

Name Role District
Sponsor HD-024

Compliance Checklist

Notify insureds and healthcare providers about AI use
Who: Insurers
Deadline: Upon first adoption and once per policy period
Penalty: Fines up to $10,000 per violation
Submit AI algorithms and training data sets to the superintendent
Who: Insurers
Deadline: As specified by the superintendent
Penalty: License suspension or fines

Related & Companion Bills

New York S10241 — Relates to the use of artificial intelligence by insurers a…

Full Legal Analysis

The bill addresses the use of artificial intelligence-based algorithms in utilization review processes. Specific claims about the requirement for insurers to notify insureds, enrollees, and healthcare providers about AI use, as well as the disclosure of algorithm criteria, data sets, and quality assurance testing results, require verification from the bill text. Additionally, assertions regarding adverse determinations not being based solely on AI algorithms and clinical peer reviewers considering individual circumstances need confirmation. This regulatory framework aims to enhance accountability and transparency in the use of AI in healthcare, aligning with broader trends in technology regulation. The bill's provisions are particularly relevant in the context of growing concerns about algorithmic bias and the ethical use of AI in decision-making processes.

Official Source


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