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MN SF3984: Prior authorization usage of algorithms or artificial intelligence prohibition provision

Dead/Failed Minnesota · 2025–2026 session

Last verified Oct 10, 2026 · official bill text

SF3984 · where it stands

This bill did not become law (dead/failed) · last action Mar 2, 2026.

What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.

In one paragraph

Minnesota's SF 3984 would have barred a health carrier from using an algorithm or artificial intelligence program when deciding whether to approve or deny a prior authorization request. It would have applied to health plans offered, sold, issued or renewed on or after January 1, 2026. Introduced February 26, 2026 and referred to Commerce and Consumer Protection and it never left committee.

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

None: the bill died, so it creates no obligations for health carriers in Minnesota.

Key provisions

  1. Would have added subdivision 3 to Minn. Stat. 62A.59: a health carrier may not use an algorithm or AI program to approve or deny a prior authorization request; companion HF 2500 (also died in committee)
  2. Would have taken effect January 1, 2026, applying to health plans offered, sold, issued or renewed on or after that date
  3. The text does not define algorithm or AI program and names no enforcer or penalty
  4. Introduced February 26, 2026 and referred to Commerce and Consumer Protection; no further action before the Legislature adjourned

Latest legislative action

Mar 2, 2026. Author added Boldon; no further action before the 2025-2026 Legislature adjourned

Sponsors (showing 5 of 9)

NameRole
Primary
Primary
Cosponsor
Cosponsor
Cosponsor

Topics and industries

Related topics

AI HealthcareAI in InsuranceAutomated Decision-Making

Affected industries

HealthcareFinance

This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error

Related AI laws in Minnesota

All Minnesota bills →
HF4188 Commerce policy bill (Laws 2026, chapter 124), including article 3, section 6 ba HF2500 Algorithm and AI use prohibited during health insurance prior authorization requ HF4138 Social media platforms; requirements related to accounts for minors established SF4573 Certain use of artificial intelligence prohibition provision SF3098 Prohibition from using artificial intelligence to dynamically set product prices SF4689 Use of automated decision systems in employment settings regulation

Same topic in other states

Alabama SB 63 Health care plans; to regulate the use of artificial intelligence in determinati Nebraska LB77 Adopt the Ensuring Transparency in Prior Authorization Act and provide for insur Maryland HB820 Health Insurance - Utilization Review - Use of Artificial Intelligence Illinois SB3114 TRANSPARENCY IN DOWNCODING ACT Washington SB5395 Making improvements to transparency and accountability in the prior authorizatio Iowa HF2635 A bill for an act relating to health carriers standards of conduct; utilization