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NV AB295

NV AB295: Revises provisions relating to health insurance. (BDR 57-238) Verified

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Disclaimer: This page provides general informational summaries only and does not constitute legal advice. AI-generated content may contain errors. Always consult a qualified attorney for guidance specific to your situation. Read full disclaimer →
AI Summary

This bill revises health insurance provisions, focusing on prior authorization and the use of AI by insurers, including reporting and penalties for violations.

Business Impact

If you are a health insurer using AI for prior authorization, you must comply with new reporting requirements or face penalties.

State
Nevada
Bill Number
AB295
Status
Enacted
Risk Level
High
Category
Comprehensive
Last Action
Apr 12, 2025
Last Verified
May 19, 2026
Data Updated
May 19, 2026
What do these statuses mean?
Introduced — Filed in the legislature; not yet heard in committee
In Committee — Assigned to and being reviewed by a legislative committee
Passed — Approved by one or both chambers; awaiting further action
Signed / Enacted — Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed — Vetoed, failed to pass, or session expired without action
Unknown — Status data not yet available or awaiting classification

Affected Industries

Health Insurance Healthcare Technology Finance Healthcare

Topics How we classify →

What This Means

AB295 introduces significant changes to health insurance regulations in Nevada, particularly concerning prior authorization processes and the integration of artificial intelligence. Health insurers will be required to adhere to new standards for AI use, including reporting obligations and penalties for non-compliance. This bill aims to enhance transparency and accountability in health insurance practices.

Key Provisions

Latest Legislative Action

(Pursuant to Joint Standing Rule No. 14.3.1, no further action allowed.)

Bill Sponsors

Name Role District
Sponsor HD-035
Sponsor HD-019
Sponsor HD-042

Compliance Checklist

Implement new standards for AI use in prior authorization.
Who: Health insurers
Penalty: Civil and administrative penalties for violations.
Compile and publish reports on prior authorization.
Who: Health insurers
Penalty: Penalties for failure to comply with reporting requirements.

Full Legal Analysis

AB295 establishes new requirements for health insurers regarding prior authorization processes and the use of artificial intelligence. Insurers must now comply with specific standards when utilizing AI, which includes compiling and publishing reports related to prior authorization decisions. The bill also outlines the investigation and adjudication processes for violations, along with civil and administrative penalties for non-compliance. Key definitions and the scope of AI usage within health insurance are crucial for understanding compliance obligations. Compared to similar laws in other states, AB295 reflects a growing trend towards regulating AI in healthcare to ensure ethical practices and protect consumer rights.

Official Source


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