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AI Summary
This bill may allow consumers to challenge automated decision systems based on disparate impact, but full implications cannot be determined without the full text.
Business Impact
If you use AI in housing or lending decisions in New Jersey, you must conduct algorithmic impact assessments every two years or face fines.
What do these statuses mean? ▼
Introduced
— Filed in the legislature; not yet heard in committee
In Committee
— Assigned to and being reviewed by a legislative committee
Passed
— Approved by one or both chambers; awaiting further action
Signed / Enacted
— Signed into law by the governor; may or may not be in effect yet
Dead / Vetoed
— Vetoed, failed to pass, or session expired without action
Unknown
— Status data not yet available or awaiting classification
Affected Industries
Topics How we classify →
What This Means
New Jersey's S4279 bill could introduce a legal framework for consumers to challenge automated decision systems, though details remain unclear without the full bill text.
Key Provisions
- The bill may address the use of automated decision systems that result in disparate impacts, based on its title and description.
Latest Legislative Action
Introduced in the Senate, Referred to Senate Commerce Committee
Bill Sponsors
| Name | Role | District |
|---|---|---|
| Troy Singleton D | Sponsor | SD-007 |
Compliance Checklist
Conduct algorithmic impact assessments
Who: Covered entities using automated decision systems
Deadline: Every two years
Penalty: Fines of at least $5,000 for non-compliance
Who: Covered entities using automated decision systems
Deadline: Every two years
Penalty: Fines of at least $5,000 for non-compliance
Provide notice of automated decision system use
Who: Covered entities making housing or credit decisions
Deadline: At the time of decision
Penalty: Fines of at least $5,000 for failure to notify
Who: Covered entities making housing or credit decisions
Deadline: At the time of decision
Penalty: Fines of at least $5,000 for failure to notify
Full Legal Analysis
The bill seems to address the use of automated decision systems that result in disparate impacts, potentially establishing a cause of action. However, without the full bill text, key definitions and requirements for covered entities cannot be confirmed. This analysis is based solely on the bill's title and description, and is speculative due to the lack of available bill text.
Official Source
Official Bill Text
View S4279 on official legislature website →
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