Prohibits the use of an algorithmic device by a landlord for the purpose of determining the amount of rent to charge a residential tenant; declares that such use is an unfair or deceptive trade practice.
New York's S 2697 would add Real Property Law § 222-a barring a landlord from using or relying on an algorithmic device that uses, incorporates or was trained with nonpublic competitor data to set initial rent or any rent change on renewal, or causing…
Relates to the use of automated decision tools by landlords for making housing decisions; sets conditions and rules for use of such tools.
New York's S 7735-A (2023-2024) would have added Real Property Law § 227-g regulating landlords' automated decision tools for housing decisions. Landlords would need an independent auditor's disparate impact analysis at least annually, post a summary on…
Consumer Protection - High-Risk Artificial Intelligence - Developer and Deployer Requirements
Maryland's SB 936 (2025) would have added Commercial Law sections 14-47A-01 to 14-47A-08 requiring developers and deployers of high-risk AI systems used for consequential decisions to use reasonable care against algorithmic discrimination starting February…
Residential Leases - Use of Algorithmic Device by Landlord to Determine Rent, Occupancy, and Lease Terms - Prohibition
Maryland's HB 434 (2026, first reader text) would have added Real Property section 8-222 barring a landlord from using, relying on, or causing another to use an algorithmic device that uses, incorporates or was trained with nonpublic competitor data to set…
Relating To Artificial Intelligence.
Hawaii's SB 2967 (2026) would have added a part to HRS chapter 480 regulating businesses ('deployers') that use AI systems or automated decision tools with consumers. They would have to disclose AI interactions, give notice and explanation, correction,…
Relating To Artificial Intelligence.
Hawaii's HB 2500 (2026) would have added a chapter on algorithmic decision systems. Developers would have to give deployers risk disclosures; deployers would have to give notice before use and post-decision information (including the 20 most influential…
Relating To Antitrust.
Hawaii's HB 831 (2025) would have made it unlawful for rental property owners to use a 'coordinator', a software or data analytics service whose coordinating function collects price, supply or lease-date data from two or more owners, analyzes it through…
Relating To Permitting.
Hawaii's HB 1968 HD 1 (2026) would have directed the Department of Business, Economic Development, and Tourism, with a county it selects, to build a pilot permitting-intake platform that uses AI to support intake, routing and review of single-family-home…
Relating To Antitrust.
Hawaii's House Bill 2611 (2026) would have made it unlawful for a software or data analytics service to collect rent, supply or lease-date data from two or more landlords, process it with computation (including to train an algorithm) and recommend rents,…
Prohibits use of algorithm or artificial intelligence to set residential rental amounts and prohibits landlord price fixing of residential rents. Violations constitute a deceptive trade practice and violators are subject to civil suit.
Rhode Island S 2892 (2024), as introduced on March 22, 2024, would add section 34-18-15.1 barring any landlord or person from using an algorithm, commercial computer program or digital technology, including AI, to set or determine residential rent. It would…
Relating to the regulation and reporting on the use of artificial intelligence systems by certain business entities and state agencies; providing civil penalties.
Texas HB 1709 (2025), as introduced, the Texas Responsible Artificial Intelligence Governance Act, would have set duties for developers, distributors and deployers of high-risk AI systems that are a substantial factor in consequential decisions, with…
Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.
A nonbinding House resolution stating that the House Financial Services Committee should lead policymaking on AI in the financial services and housing industries. It says the committee should promote a pro-consumer, pro-investor and pro-innovation culture,…
Rental price fixing; algorithmic pricing
Arizona's HB 2490 (2026) would have barred a coordinator or a residential landlord from using an algorithmic device that uses nonpublic competitor data to perform a coordinating function in order to set or adjust rents, renewal terms or occupancy levels or…
Prohibits a person or entity from knowingly or with reckless disregard facilitate an agreement between or among two or more residential rental property owners or managers to not compete with respect to residential rental dwelling units, including by operating or licensing a software, data analytics…
New York's S 7882 adds General Business Law § 340-b to the article holding the state's antitrust law (§ 340). It is unlawful to knowingly or with reckless disregard facilitate an agreement among two or more residential landlords or managers not to compete,…
AN ACT relating to the use of algorithmic devices in setting the amount of rent to be charged to a residential tenant.
Kentucky's HB 201 (2026 session) would have barred a landlord from employing, using or relying on an 'algorithmic device', or causing another person to, in setting residential rent. An algorithmic device is a device using algorithms to perform calculations…
ALGORITHMICS PROHIBITED-RENT
Illinois's HB 5871 (103rd General Assembly) would have created the Prohibition of Algorithmics in Rent Act. In setting residential rent, including a change on renewal, a landlord could not use or rely on, or cause another to use, an algorithmic device that…
Preventing Algorithmic Price Fixing Act: prohibition on certain price-setting algorithm uses.
California's SB 384 (2025-26 Regular Session), the Preventing Algorithmic Price Fixing Act, would have barred selling, licensing, providing or using a price-setting algorithm with the intent or reasonable expectation that 2 or more competitors in the same…
Housing rental terms: algorithmic devices.
California's SB 52 (2025-26 Regular Session) would have made it unlawful to sell, license or provide a rental pricing algorithm to 2 or more persons expecting it to be used to set residential rental terms, to use one to recommend terms if the person knew or…
Providing for the modernization of notarization and the county register of deeds process with respect to real estate documents for the purpose of mitigation of real estate document-related fraud, requiring the development, implementation and administration of a two-tiered authentication system for…
HB2309 aims to modernize notarization and the county register of deeds process to reduce real estate document fraud, requiring new authentication systems and allowing fraud investigations.
Virginia Human Rights Act; equal credit opportunities, Virginia Fair Housing Law, nondiscrimination.
Virginia's HB 999 (2026 Regular Session) would have made it an unlawful discriminatory practice to use an automated decision system in decisions under the Human Rights Act, equal credit law or Fair Housing Law that results in discrimination. The House…
"Fair Business Practices Act of 1975"; any person from facilitating noncompete agreements between residential rental property owners or managers, including by use of algorithmic coordinating functions; prohibit
Georgia's SB 559 would add Code section 10-1-393.22 to the Fair Business Practices Act of 1975. It would make it an unlawful, unfair and deceptive trade practice to knowingly or with reckless disregard facilitate an agreement among residential rental…
Fair and Future Ready Housing Act; enact
Georgia's HB 715, the Fair and Future Ready Housing Act, would add Code section 8-3-224 to the fair housing law. Discriminatory housing practices resulting from AI or automated decision tools would be prohibited, reliance on such tools would not be a…
Changes regarding the laws governing real estate practice.
2025 Wisconsin Act 69 updates real estate practice law and adds a rule on AI-enhanced listings. Under new s. 452.136(1m), a real estate licensee must disclose in all advertising if the advertising has been altered or modified using technology, including…
Providing for the modernization of notarization and the notary public process with respect to real estate documents for the purpose of mitigation of real estate document-related fraud, requiring the development, implementation and administration of a two-tiered authentication system for…
HB2696 aims to modernize the notarization process for real estate documents in Kansas to mitigate document-related fraud by implementing a two-tiered authentication system and requiring 3D biometric antifraud technology by December 31, 2027.
Relating To Antitrust.
Hawaii's Senate Bill 157 (2025), as amended in SD 2, would have made it unlawful for a software or data analytics service to collect rent, supply or lease-date data from two or more landlords, process it with computation (including to train an algorithm) and…
Automated Decision-Making Technology
Colorado's SB 26-189 repeals and reenacts the 2024 AI Act as rules for automated decision-making technology (ADMT) that materially influences consequential decisions such as hiring, lending, housing and health care. Developers must document covered ADMT for…
An Act Concerning Broadband Internet, Gaming, Social Media, Online Services and Consumer Contracts
Public Act 25-113 overhauls the Connecticut Data Privacy Act's rules on automated decision-making. From July 1, 2026, consumers can opt out of profiling used for any automated decision with legal or similarly significant effects (housing, insurance, health…
Tenancy: digitally altered images: disclosure.
AB 2025 added Civil Code Section 1940.11 and amended Business and Professions Code Section 10140.8. A person who includes a digitally altered image (an image altered through photo editing software or artificial intelligence to add, remove, or change…
Real property; creation of Alabama Property Protection Act of 2026; title fraud prevention
Alabama's SB 292 (Act 2026-536) creates the Alabama Property Protection Act of 2026 against title fraud, with a consumer administrative complaint process and changes to recording, crime and notary laws. Its AI-relevant provision amends the remote…
Relating To Insurance.
Hawaii's SB 2953 (2026) would have set rules for insurers' use of AI: a written AI governance program, testing and monitoring, clinician review of AI-supported adverse health determinations, and limits on adverse residential property underwriting actions…
Requesting The Hawaii Civil Rights Commission To Examine The Applicability Of Existing State Anti-discrimination Laws To Algorithmic And Automated Decision Systems.
Hawaii's House Concurrent Resolution 192 (2026) would have requested the Hawaii Civil Rights Commission to examine how existing state anti-discrimination laws apply to algorithmic and automated decision systems, and to report before the 2027 session. The…
Virginia Residential Landlord and Tenant Act; algorithmic pricing device use by certain landlords.
Virginia's HB 1252 (as introduced) would add Code § 55.1-1204.2. A landlord with more than 10 rental dwelling units (or more than a 10 percent interest in more than 10) who uses an algorithmic pricing device to set advertised, renewal or offered rent would…
Prohibits the use of a facial recognition system by a landlord on any residential premises.
New York's S 8223 (same as A 6363) would add Real Property Law section 235-k making it unlawful for a landlord to obtain, retain, access or use, on any residential premises, any facial recognition system or any information obtained from one. Facial…
Prohibits dynamic pricing, algorithm or automated pricing tools in the sale or rental of any residential dwelling unit
New York's A 11490 would add Real Property Law sections 442-m and 442-n. No landlord, real estate broker, salesperson or real estate platform could use a dynamic pricing system, algorithm or automated pricing tool for the listing, advertisement, sale or…
Prohibits the use of biometric surveillance system or biometric surveillance information in places of public accommodation; prohibits entering into any agreement that authorizes any third party to use any biometric surveillance system or biometric surveillance information; provides penalties for…
New York's A 6211 (same as S 8004) would add Civil Rights Law § 40-h, making it unlawful for an owner, manager, employee or other agent of a place or provider of public accommodation to use a biometric surveillance system or biometric surveillance…
Prohibits a person or entity from knowingly or with reckless disregard facilitate an agreement between or among two or more residential rental property owners or managers to not compete with respect to residential rental dwelling units, including by operating or licensing a software, data analytics…
This bill prohibits agreements among rental property owners to not compete, including through software or data analytics.
Relating To Algorithmic Discrimination.
Hawaii's HB 1607 (2024) would have added an Algorithmic Discrimination chapter. Covered entities (those holding data on more than 25,000 residents, over $15,000,000 in receipts, data brokers, or service providers) could not use algorithmic processes using…
HUMAN RIGHTS-AI-VIOLATIONS
Illinois's SB 3364 (104th General Assembly) would amend the Illinois Human Rights Act to make it a civil rights violation for an owner, broker or agent to use AI in a real estate transaction without telling the other party, to fail to tell a loan or credit…
Relating To Algorithmic Discrimination.
Hawaii's SB 2524 (2024) would have added an Algorithmic Discrimination chapter. Covered entities (those holding data on more than 25,000 residents, over $15,000,000 in receipts, data brokers, or service providers) could not use algorithmic processes using…
Relating To Permitting.
Hawaii's Senate Bill 2908 (2026), as amended in HD 1, would have required the Department of Business, Economic Development, and Tourism to develop, with a selected county, an AI-assisted pre-compliance permitting intake pilot limited to single-family-home…
Requesting The Hawaii Civil Rights Commission To Examine The Applicability Of Existing State Anti-discrimination Laws To Algorithmic And Automated Decision Systems.
Hawaii's Senate Concurrent Resolution 184 (2026) asks the Hawaiʻi Civil Rights Commission to examine how existing state anti-discrimination laws apply to algorithmic and automated decision systems, including AI tools used in employment screening, tenant…
Relates to the use of automated decision tools by landlords for making housing decisions; sets conditions and rules for use of such tools.
New York's A 3125-A would add Real Property Law § 227-g making it unlawful for a landlord to use an automated housing decision making tool to screen applicants unless a disparate impact analysis by an independent auditor is done at least annually and a…
Requires real estate brokers and online housing platforms using virtual agents and AI tools to conduct a disparate impact analysis to assess the actual impact of any such virtual agent; requires such individuals to submit a summary of the most recent disparate impact analysis to the attorney…
New York's A 9028 would amend Real Property Law § 440 and add § 442-m. At least once a year, brokers or online housing platforms using virtual agents for property searches, and platforms using AI tools, would have to have an independent auditor conduct a…
AUTOMATED DECISION TOOLS
Illinois's HB 5116 (103rd General Assembly) would have created the Automated Decision Tools Act. On or before January 1, 2026, and annually after, a deployer of an automated decision tool would have to perform an impact assessment, notify people subject to a…
Prohibits the use of an algorithmic device by a landlord for the purpose of determining the amount of rent to charge a residential tenant; declares that such use is an unfair or deceptive trade practice.
New York's A 4991 would add Real Property Law § 222-a prohibiting a landlord, when setting rent for residential premises, from using or relying on an algorithmic device that uses, incorporates or was trained with nonpublic competitor data. A violation would…
Real estate: digitally altered images: disclosure.
California's AB 723 (Bus. & Prof. Code § 10140.8) requires real estate brokers and salespersons, and people acting for them, who use a digitally altered image in advertising or promotional material for selling real property to include a reasonably…
relative to the use of price-fixing websites, algorithms, or other software by landlords.
Requesting The Hawaii Civil Rights Commission To Examine The Applicability Of Existing State Anti-discrimination Laws To Algorithmic And Automated Decision Systems.
Hawaii's Senate Resolution 165 (2026) asks the Hawaiʻi Civil Rights Commission to examine how existing state anti-discrimination laws apply to algorithmic and automated decision systems, including AI tools used in employment screening, tenant selection,…
Relates to the development and use of certain artificial intelligence systems
New York's A 8884-A, the "New York AI act," would add Civil Rights Law §§ 105 to 115. Developers and deployers of high-risk AI used in consequential decisions (e.g. jobs, education, housing, health care, finance) would have to take reasonable care to prevent…
Enacts the "New York artificial intelligence consumer protection act", in relation to preventing the use of artificial intelligence algorithms to discriminate against protected classes.
New York's S 1962, the New York artificial intelligence consumer protection act, would add General Business Law Article 45-A (sections 1550 to 1556). From January 1, 2027, developers and deployers of high-risk AI decision systems that make or substantially…
Relates to the use of automated decision tools by landlords for making housing decisions; sets conditions and rules for use of such tools.
New York's S 6471-A would add Real Property Law § 227-g making it unlawful for a landlord to use an automated housing decision making tool to screen applicants unless an independent disparate impact analysis is done at least annually. A summary of the latest…
Prohibits the use of an algorithmic device by a landlord for the purpose of determining the amount of rent to charge a residential tenant; declares that such use is an unfair or deceptive trade practice.
New York's S 9700 would add Real Property Law § 222-a barring a landlord from employing, using or relying on an algorithmic device that was trained with or incorporates nonpublic competitor data when setting residential rent, including changes on renewal. A…
Artificial intelligence, consumer protection
South Carolina's S 963 would enact the Consumer Protections in Interactions with Artificial Intelligence Systems Act (Chapter 31 of Title 37). Developers and deployers of high-risk AI systems used in consequential decisions would owe a duty of reasonable…
To ensure accountability and transparency in artificial intelligence systems
Massachusetts H94 would add G.L. Chapter 93M requiring developers and deployers of high-risk AI systems used in consequential decisions (education, employment, lending, housing, health care, insurance, legal and government services) to guard against…
Providing consumer protections for artificial intelligence systems.
Washington's SB 6284 (1st substitute, 2026 session) would have required developers and deployers of high-risk AI systems used to make, or be a substantial factor in, consequential decisions on employment, housing, insurance, health care, education, lending,…
Regulating high-risk artificial intelligence system development, deployment, and use.
Washington's SB 6120 (2026 session), the Senate companion to HB 2157, would have required developers and deployers of high-risk AI systems, those intended to make or be a substantial factor in consequential decisions such as employment, lending, housing,…
Virginia Fair Housing Law, et al.; personalized algorithmic pricing disclosures, prohibitions.
Virginia's SB 585 as introduced would require disclosure of personalized algorithmic pricing by residential property owners, landlords and multiple listing services, ban using protected class data to set housing prices, and bar landlords from using…
Creating a public county registry of the monthly rent charged by landlords for each owned unit and prohibiting landlords from using algorithms or software to determine rental rates.
New Hampshire's HB 558 would create a public county registry of monthly rents kept by registers of deeds, require landlords to file rent lists and a notarized affidavit that they used no algorithm or software to set rents, and prohibit landlords from using…
Makes use of algorithmic systems to influence price and supply of residential rental units unlawful.
New Jersey's FAIR Act (Forbidding the Algorithmic Inflation of Rent) makes it unlawful, and a violation of the New Jersey Antitrust Act, to use rent-pricing software to coordinate residential rents. It bars owners from paying for or subscribing to a…
Prohibits the use of algorithmic pricing by landlords to determine the amount of rent to charge a residential tenant.
Rhode Island S 2266 (2026), as introduced on January 23, 2026, would add section 34-18-63. Effective January 1, 2027, landlords and their agents could not use an algorithmic device that uses or was trained on nonpublic competitor data to determine or suggest…
Amends the residential landlord and tenant act to prohibit the use of algorithmic renting-setting software that relies on nonpublic competitor data to determine rental prices or occupancy levels for residential dwelling units in Rhode Island.
Rhode Island's H 7129 would have added R.I. Gen. Laws § 34-18-63 making it unlawful for any person to use a revenue management device (rent-optimization software that uses nonpublic competitor data) or nonpublic competitor data to set, recommend or determine…
Prohibits the collecting of information of historical or contemporaneous prices, supply levels, or lease or rental contract termination and renewal dates of residential dwelling units from two or more rental property owners for purposes of analyzing or processing of such information using an…
New York's S 1573 would add Real Property Law § 222-a barring owners of four or more residential units from paying for a coordinator's services (software or analytics that collects data from two or more owners and recommends rents, renewal terms or occupancy…
Prohibits use and sale of algorithmic devices for setting rent price or occupancy of residential dwelling units.
New Jersey's A2299 would make it unlawful to sell, license or provide landlords with an 'algorithmic device' that sets or recommends rents or occupancy rates for residential units, and unlawful for landlords to use one. The Attorney General could sue for…
Restricts use and sale of algorithmic devices for establishing rent price or occupancy of residential property.
New Jersey's A3989 would make it unlawful to sell, license or provide landlords with an 'algorithmic device' that sets or recommends rents or occupancy rates for residential units, and unlawful for landlords to use one. A violation would be a per se…
Makes use of algorithmic systems to influence price and supply of residential rental units unlawful.
New Jersey's A3326 would make it unlawful, and a violation of the New Jersey Antitrust Act, for a rental property owner to subscribe to or pay a 'coordinator' that collects pricing, supply or lease-date data from two or more owners and recommends rents,…
Enacts the "Shirley Myers White Right To Reconciliation and Digital Identity Repair Act"; establishes a right for individuals to have outdated, inaccurate, or incomplete public and digital narratives corrected once a legal matter is resolved; requires institutions to provide mechanisms for context…
New York's A 10909, the "Shirley Myers White Right To Reconciliation and Digital Identity Repair Act," would add Executive Law § 296-e giving individuals a right to have outdated, inaccurate or incomplete narratives corrected after a legal matter is…
ALGORITHMICS PROHIBITED-RENT
Illinois's HB 1427 (104th General Assembly) would create the Prohibition of Algorithmics in Rent Act. In setting residential rent, including renewal changes, a landlord could not use, or cause another to use, an algorithmic device that uses, incorporates or…
Regulates the development and use of certain artificial intelligence systems to prevent algorithmic discrimination; requires independent audits of high risk AI systems; provides for enforcement by the attorney general as well as a private right of action.
New York's S 1169-B would regulate high-risk AI systems used in consequential decisions on employment, education, housing, health, finance and legal services. Developers and deployers would have to take reasonable care against algorithmic discrimination,…
Enacts the New York Artificial Intelligence Civil Rights Act establishing protections for individual rights with respect to computational algorithms; establishes protections against the use of algorithms involved in consequential decisions, such as those that impact people's rights, civil…
New York's A 9654 (the New York Artificial Intelligence Civil Rights Act) would bar developers and deployers from using covered algorithms in consequential actions (such as employment, housing, credit, health care, insurance, education, criminal justice and…
Artificial Intelligence Civil Rights Act of 2025
The federal S. 3308 (Artificial Intelligence Civil Rights Act of 2025) would bar developers and deployers from offering or using a covered algorithm in a way that causes or contributes to disparate impact or otherwise discriminates based on a protected…
Algorithmic Accountability Act of 2025
The federal H.R. 5511 (Algorithmic Accountability Act of 2025) would direct the FTC to issue regulations within 2 years requiring covered entities to assess the impact of covered algorithms before and after deployment and file summary reports. Covered…
No Biometric Barriers to Housing Act of 2025
The federal H.R. 3060 (No Biometric Barriers to Housing Act of 2025) would, starting 1 year after enactment, bar owners of covered federally assisted rental housing from using or authorizing facial recognition, physical biometric or remote biometric…
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Quality Control Standards for Automated Valuation Models".
The federal H.J.Res. 51 is a joint resolution under the Congressional Review Act that would disapprove the Bureau of Consumer Financial Protection rule "Quality Control Standards for Automated Valuation Models" (89 Fed. Reg. 64538, August 7, 2024). If…
Basic Allowance for Housing Calculation Improvement Act of 2023
The federal H.R. 5230 (Basic Allowance for Housing Calculation Improvement Act of 2023) would have required the Secretary of Defense, by September 30, 2024, to seek an agreement with a nationally recognized single-family housing data entity to calculate…
Prohibits the use of a facial recognition system by a landlord on any residential premises.
New York's A 322 (2023-2024) would have added Real Property Law § 235-j making it unlawful for any landlord to obtain, retain, access or use, on any residential premises, a facial recognition system or information obtained from one. The Attorney General…
Prohibits the use of a facial recognition system by a landlord on any residential premises.
New York's A 6363 would add Real Property Law § 235-k making it unlawful for any landlord to obtain, retain, access or use, on residential premises, any facial recognition system or information obtained from one. The Attorney General could seek an injunction…
Prohibits use of algorithm or artificial intelligence to set residential rental amounts and prohibits landlord price fixing of residential rents. Violations constitute a deceptive trade practice and violators are subject to civil suit.
Rhode Island H 8058 (2024), as introduced on March 13, 2024, would add section 34-18-15.1 barring any landlord or person from using an algorithm, commercial computer program or digital technology, including AI, to set or determine residential rent. It would…
Prohibits the use of a facial recognition system by a landlord on any residential premises.
New York's S 2478 (2023-2024) would have added Real Property Law § 235-j making it unlawful for a landlord to obtain, retain, access or use on any residential premises a facial recognition system or information obtained from one. The Attorney General could…
Algorithmic Accountability Act of 2025
The federal S. 2164 (Algorithmic Accountability Act of 2025) would direct the FTC to issue regulations within 2 years requiring covered entities that deploy automated decision systems in critical decisions to assess their impact before and after deployment…
No Use Of Ai For Rent Manipulation
New Mexico's HB 215 (2025), 'No Use of AI for Rent Manipulation', would have enacted a new section of the Uniform Owner-Resident Relations Act. Owners and their agents could not subscribe to or pay a 'coordinator', meaning a software or data analytics…
Limiting the use of automatic registration plate readers, requiring a search warrant for data from an automatic registration plate reader or security camera, and providing a penalty.
Wisconsin's AB 576 would have banned use of automatic registration plate readers (devices that turn plate images into computer-readable data) except by parking facilities, for access control to enclosed non-public areas, and at weigh stations. It would also…
Colorado Artificial Intelligence Act
Colorado's SB 24-205 (the Colorado AI Act) covers high-risk AI that makes, or is a substantial factor in making, consequential decisions such as hiring, lending, housing, insurance and health care. Developers and deployers must use reasonable care against…
An act relating to regulating developers and deployers of certain automated decision systems
Vermont's H.340 (2025-2026 biennium) would have regulated developers and deployers of automated decision systems used for consequential decisions in areas such as education, employment, housing, health care, financial services and government services. It…
Regulating high-risk artificial intelligence system development, deployment, and use.
Washington's HB 2157 (Substitute House Bill, 2026 session) would have required developers and deployers of high-risk AI systems, those specifically intended to make, or be a substantial factor in making, consequential decisions such as employment, lending,…
Relating To Algorithmic Discrimination.
Hawaii's SB 59 (2025) would have added an Algorithmic Discrimination chapter. Covered entities (those holding data on more than 25,000 residents, over $15,000,000 in receipts, data brokers, or service providers) could not use algorithmic processes using…
Providing consumer protections for artificial intelligence systems.
Washington's HB 2667 (2026 session), the House companion to SB 6284, would have required deployers of high-risk AI systems used for consequential decisions on education, employment, lending, health care, housing, insurance, legal services and similar matters…
Enacts the "New York artificial intelligence consumer protection act", in relation to preventing the use of artificial intelligence algorithms to discriminate against protected classes.
New York's A 768, the "New York artificial intelligence consumer protection act," would add General Business Law Article 45-A. Beginning January 1, 2027, developers and deployers of high-risk AI decision systems used in consequential decisions (education,…
Regulates the use of artificial intelligence in aiding decisions on rental housing and loans; requires a study on the impact of artificial intelligence and machine learning on housing discrimination and redlining.
New York's A 3930 would regulate algorithms in housing and lending. Landlords and banks using automated decision tools to screen applicants would need annual disparate impact analyses, 24-hour notice to applicants, and (landlords) public posting of results;…
Requesting The Hawaii Civil Rights Commission To Examine The Applicability Of Existing State Anti-discrimination Laws To Algorithmic And Automated Decision Systems.
Hawaii's House Resolution 182 (2026) asks the Hawaiʻi Civil Rights Commission to examine how existing state anti-discrimination laws apply to algorithmic and automated decision systems, including AI tools used in employment screening, tenant selection,…
Artificial Intelligence Civil Rights Act of 2025
The AI Civil Rights Act would bar companies from developing or using AI-driven 'covered algorithms' in decisions about jobs, education, housing, utilities, health care, credit, insurance, criminal justice, elections, government benefits or public…
Provides disparate impact based on automated decision system as cause of action for certain consumers.
New Jersey's S 4279 (as introduced) would bar a covered entity (lender, housing provider, screening company, creditor, servicer, insurer or their agents) from using an automated decision system in housing or credit decisions in a way that results in a…
AI Regulation in the Housing Industry
State legislatures across the United States are actively developing artificial intelligence regulations that directly affect Housing companies and practitioners. These laws address a wide range of concerns including algorithmic discrimination, automated decision-making, data privacy, consumer transparency, and the use of high-risk AI systems that can materially affect individuals' lives. As of 2026, 24 states have introduced or enacted legislation with direct implications for Housing.
Compliance requirements vary significantly by state, making it essential for Housing legal and compliance teams to track both enacted laws and pending bills. Key obligations may include conducting algorithmic impact assessments, providing consumer disclosures when AI is used in consequential decisions, implementing risk management programs, and ensuring human-in-the-loop oversight for high-stakes outcomes. Penalties for non-compliance can be substantial — see our Penalty Tracker for details by state.
To assess your organization's specific compliance obligations under current and upcoming Housing AI regulations, use our Am I Affected? tool. For upcoming enforcement dates, visit the Deadlines page or the Deadline Calendar. Use the Bill Comparator to analyze differences between state laws side-by-side.