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NY A09028: Requires real estate brokers and online housing platforms using virtual agents and AI tools to conduct a disparate impact analysis to assess the actu…

In Committee New York · 2025–2026 session

Last verified Oct 27, 2026 · official bill text

A09028 · where it stands

1 of 5 steps complete
  1. Introduced In committee
  2. Passed first chamber
  3. Passed both chambers
  4. Enacted
  5. Effective
What do these statuses mean?
Introduced
Filed in the legislature; may be waiting for a committee hearing.
Passed a chamber
Approved by one or both chambers; awaiting further action.
Enacted
Signed into law, or became law without a signature or over a veto.
Effective date
The date the law says it takes effect. Once it has passed, the page shows "Effective" and the date. A court order can still block a law; if we know of one, the summary says so.
Dead / vetoed
Vetoed, failed, or the session ended without action.
View full title

Requires real estate brokers and online housing platforms using virtual agents and AI tools to conduct a disparate impact analysis to assess the actual impact of any such virtual agent; requires such individuals to submit a summary of the most recent disparate impact analysis to the attorney…

In one paragraph

New York's A 9028 would amend Real Property Law § 440 and add § 442-m. At least once a year, brokers or online housing platforms using virtual agents for property searches, and platforms using AI tools, would have to have an independent auditor conduct a disparate impact analysis and submit a summary to the Attorney General's office, test for and correct discriminatory results, and (for AI tools) follow ad and captioning safeguards and report publicly. Would take effect immediately. Referred to Judiciary September 5, 2025 (and January 7, 2026); it has not passed either chamber.

Plain-English summary, written with AI assistance. The official text controls.

What it means for business

None yet: the bill is pending. If enacted, brokers and online housing platforms using virtual agents or AI tools would need annual independent bias audits, summaries filed with the Attorney General, and ongoing testing.

Key provisions

  1. Adds definitions of "virtual agent," "artificial intelligence tools," "disparate impact analysis" (an impartial evaluation by an independent auditor) and "online housing platform" to Real Property Law § 440
  2. New § 442-m(1): at least once a year, brokers or platforms using virtual agents for property searches, and platforms using AI tools, must have a disparate impact analysis done and submit a summary of the most recent one to the Attorney General's office
  3. § 442-m(2): all such brokers and platforms must proactively identify discriminatory algorithmic results and adopt less discriminatory alternatives, ensure systems are similarly predictive across protected groups, and run regular end-to-end testing of advertising, captioning and chatbot systems
  4. § 442-m(3): those using AI tools must run housing ads or captioning in separate generative processes, avoid targeting options describing protected characteristics, avoid differential charges across protected groups, and document compliance and report publicly on their website
  5. The bill states no penalty or enforcement mechanism and does not define "automated decision tool"
  6. Would take effect immediately; introduced September 5, 2025, referred to Judiciary, with no further action

Latest legislative action

Jan 7, 2026. REFERRED TO JUDICIARY

Sponsors

NameRoleDistrict
D Sponsor HD-093
D Sponsor HD-067

Topics and industries

Related topics

Automated Decision-Making

Affected industries

Real EstateHousingTechnology

This page is general information, not legal advice. Summaries are AI-assisted and may contain errors; read the statute for the controlling text and talk to a lawyer about your situation. Full disclaimer · Report an error

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