House Bill 527, titled 'Mandatory Human Reviews of Insurance Claim Denials', mandates human review for insurance claim denials by workers' compensation carriers, insurers, and HMOs, prohibiting AI as
If you operate in insurance, you must ensure human reviews for claim denials and not rely solely on AI to avoid penalties.
What do these statuses mean? ▼
Affected Industries
Topics
What This Means
House Bill 527, titled 'Mandatory Human Reviews of Insurance Claim Denials', enacted in Florida, allows workers' compensation carriers, insurers, and health maintenance organizations (HMOs) to utilize
Key Provisions
- Artificial intelligence systems and machine learning systems can assist in processing claims.
- Artificial intelligence or machine learning systems cannot be the sole basis for determining whether to deny or reduce a claim.
- Decisions to deny a claim or reduce a claim must be made by qualified human professionals.
- The Office of Insurance Regulation (OIR) is authorized to conduct market conduct examinations and investigations.
Latest Legislative Action
Died in Rules
Related & Companion Bills
Full Legal Analysis
Full Analysis for Subscribers
Get the complete legal breakdown, compliance checklist, enforcement timeline, and expert commentary on H0527.
Unlock Full Analysis →Official Source
Related Topics
Affected Industries
More Florida AI Legislation
More Florida AI Laws
Browse all AI bills and regulations tracked for Florida.