The AI Use in Health Insurance Act regulates insurers' use of AI systems, ensuring meaningful review by authorized individuals and oversight, including investigations by the Department of Insurance.
If you operate in health insurance, you must ensure AI systems undergo meaningful review by authorized individuals by January 1, 2025, or face penalties.
What do these statuses mean? ▼
Affected Industries
Topics
What This Means
The Artificial Intelligence Systems Use in Health Insurance Act establishes regulatory oversight for insurers in Illinois regarding their use of AI systems. It mandates that any adverse consumer outcomes, specifically the denial, reduction, or termination of insurance plans or benefits, based solely on AI decisions are prohibited.
Key Provisions
- Establishes regulatory oversight of AI systems used by insurers, including investigations or market conduct actions.
- Prohibits adverse consumer outcomes, specifically the denial, reduction, or termination of insurance plans or benefits, based solely on AI decisions.
- Mandates meaningful review of AI-generated decisions by individuals with authority to override the AI systems.
- Allows the Department of Insurance to adopt emergency rules for implementation.
- Requires full and fair disclosure of AI system usage by insurers.
- Insurers must comply with all applicable insurance laws and regulations.
Latest Legislative Action
Rule 3-9(a) / Re-referred to Assignments
Bill Sponsors (showing 30 of 87)
| Name | Role |
|---|---|
| Anne Stava-Murray | Primary |
| Barack Obama | Primary |
| Christine Radogno | Primary |
| Dan McConchie | Primary |
| Daniel Biss | Primary |
| Donne E. Trotter | Primary |
| Heather A. Steans | Primary |
| Laura Fine D | Primary |
| Martin A. Sandoval | Primary |
| Aaron M. Ortiz | Cosponsor |
| Antonio Muñoz | Cosponsor |
| Bill Cunningham D | Cosponsor |
| BOMKE | Cosponsor |
| BOST | Cosponsor |
| Charles Meier | Cosponsor |
| Christopher Belt D | Cosponsor |
| Cristina Castro D | Cosponsor |
| Daniel Swanson | Cosponsor |
| Dave Severin R | Cosponsor |
| DAVIS,MONIQUE | Cosponsor |
| Deb Conroy | Cosponsor |
| Debbie Meyers-Martin D | Cosponsor |
| Delia C. Ramirez | Cosponsor |
| Diane Pappas | Cosponsor |
| DILLARD | Cosponsor |
| Don Harmon D | Cosponsor |
| DUDYCZ | Cosponsor |
| Elgie R. Sims, Jr. | Cosponsor |
| Elizabeth Hernandez | Cosponsor |
| Emil Jones, III | Cosponsor |
Compliance Checklist
Who: Insurers authorized to operate in Illinois
Deadline: Ongoing compliance required upon enactment
Penalty: Potential regulatory action by the Department of Insurance
Who: Insurers authorized to operate in Illinois
Deadline: By the time the AI system is deployed
Penalty: Regulatory penalties and potential fines
Related & Companion Bills
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